Car InsurancePeople buy car insurance to protect their vehicles and themselves in the case of an accident. If their property is damaged or they are injured in an accident, the insurance company helps to offset the costs of recovery. The laws for automobile insurance vary by state and it is important to know what you are responsible for when obtaining coverage. The Coye Law Firm is well versed in all aspects of automobile insurance laws, including liability in the event of an accident, damage, or injury. contact our offices today to discuss your case and rights with a car insurance attorney.
Florida Insurance RequirementsDrivers in Florida are required to carry a minimum of:
- $10,000 in personal injury protection (also known as pip)
- $10,000 in property damage liability
- medical payments
- uninsured/underinsured motorists
- comprehensive (in case of fire, theft, vandalism, etc.)
- rental reimbursement
The cost of an auto insurance policy varies with several factors, including:
- gender (generally in teenage years)
- marital status
- vehicle classification
- annual driving distance estimates
- driving history
- location of residence
No Fault Insurance page. Injured passengers may also be able to claim benefits under this law. Keep in mind that some insurance companies may seek subrogation if they've paid out on a claim they are not responsible for insuring.
Florida Car Insurance PoliciesIf you are looking for the specific terms of your car insurance policy, consult some of these documents. We have uploaded these car insurance policies for your convenience.
Direct Insurance Policy
First Acceptance Insurance Policy
Geico Insurance Policy
GMAC Insurance Policy
The Hartford Insurance Policy
Progressive Insurance Policy
Security National Insurance Policy
State Farm Insurance Policy
United Automobiles Insurance Company (UAIC) Policy
United Services Automobile Association (USAA) Insurance Policy
Victoria Insurance Policy
State Farm Insurance Policy (North Carolina)
As with any insurance policy, it is important to review the terms of your automobile insurance policy to stay aware of your responsibilities and effective dates. The insurance lawyers at the Coye Law Firm can help you pursue a claim if your rights as a policy holder have been violated. We can also help you recover from accidents or injuries involving an automobile. contact our offices today to gain the experienced legal representation offered by the Coye Law Firm.